Is fossil insurance a thing ?

[Joe_17]

I was wondering if anyone here has insurance coverage on their fossils? Especially the more pricey ones? How does one go about getting that?

[grandpa]

Hi Joe,

I believe you can get a rider to your homeowner's insurance that will cover this, similar to one you can get if you have a lot of pricey jewelry, a large number of guns, etc.  It is designed to cover home "contents" over and above average items.

[Joe_17]

1 hour ago, grandpa said:

Hi Joe,

I believe you can get a rider to your homeowner's insurance that will cover this, similar to one you can get if you have a lot of pricey jewelry, a large number of guns, etc.  It is designed to cover home "contents" over and above average items.

Thanks!! I will look into it.

[Phevo]

My home owner insurance has a separate clause for collectibles, where my fossil collection is included, this is in Canada though 

[Mark Kmiecik]

3 hours ago, grandpa said:

Hi Joe,

I believe you can get a rider to your homeowner's insurance that will cover this, similar to one you can get if you have a lot of pricey jewelry, a large number of guns, etc.  It is designed to cover home "contents" over and above average items.

Yup, but usually not necessary unless the collection or any pieces exceed 10% of the total value of personal property. Check with an insurance agent. Your homeowners'/renters' policy usually covers 10% of your personal property away from home. You may want additional coverage if you frequently take a lot of your valuable stuff "on the road" with you. Again, best bet is to check with an agent.

[-Andy-]

I tried to buy insurance once when I was displaying my fossils in a library. Unfortunately, the company I asked couldn't insure me as they didn't have adequate knowledge of fossil pricings